The Pride of West Nile

Collaboration and Commitment for Development

Touching and transforming lives of the grassroots unrecognized to be greater drivers of Socio-economic transformation in Communities.

20000+ Members
UGX 10B+ Loans Disbursed
90% Recovery Rate
Since 2003 Established
Member Dashboard

Comprehensive Financial Services

Tailored financial products to help you save, invest, and grow your wealth securely.

Savings Products

  • Voluntary Savings Account
  • Time/Fixed Deposit Account
  • Infant Savings Account
  • Group Savings Account
  • Collection Account
  • Joint Savings Account

Credit Products

  • Health Loan
  • Emergency Loan
  • Boda Boda Loan
  • Home Improvement Loan
  • Asset Acquisition Loan
  • Salary Loan
  • Construction/Tender Loans
  • School Fees Loan
  • Business Loan
  • Agricultural Loan
  • Mama Soko Loan
  • Land Title Processing Loan

Membership & Investment

Start your journey towards financial independence with Moyo SACCO.

Membership Details

Membership Fee 35,000 UGX
Share Price 20,000 UGX / share
Corporate Membership 2,000,000 UGX (100 shares)

Quick Payments (MTN MoMoPay)

Depositing savings, buying shares, or paying your loan has never been easier.

1. Dial: *165*4*4#

2. Merchant Code: moyosacco

3. Reference: Account No + Name + Purpose

Example: 11-11111-1annetmaryloan

Your SACCO, Now in Your Pocket

Access your account, repay loans, and manage your savings anywhere in Uganda through Wendi.

USSD Access (*229#)

  1. Dial *229#
  2. Select Option 4 for SACCO
  3. Select Moyo SACCO
  4. Choose Action:
    • • Loan Balance / Limit
    • • Loan Mini Statement
    • • Repay from Savings / Wendi
    • • Request for Loan / Savings Deposit
  5. Enter PIN to confirm

Wendi App Access

Enjoy a seamless experience using the Wendi mobile application.

  • Log into the App
  • Select SACCO
  • Select Moyo SACCO
  • Choose action of choice
Note: Please contact your SACCO admin to be enabled to access the service.

Experience Banking at Your Fingertips

Wendi is a revolutionary digital banking platform that brings Moyo SACCO services directly to your mobile device. Whether you prefer USSD access or our intuitive mobile app, managing your savings and loans has never been easier.

Check your balances, repay loans, make deposits, and access all your financial information securely - anytime, anywhere. Join thousands of members already enjoying the convenience of Wendi digital banking.

Our Vision

To be a Leading and Preferred SACCO with empowered members.

Integrity Accountability Team Work Professionalism Member Focus

A Trusted Pillar of Community Finance

Our Mission: To promote and empower members by offering High Quality Specialized Financial and Non-Financial Services Sustainably.

Our Mandate: To increase access to financial services to members through provision of affordable Savings, Credit and Insurance Facilities.

At Moyo Cooperative, we are dedicated to fostering financial empowerment and sustainable development within our community. Join us to experience reliable, high-quality financial services designed with your prosperity in mind. Our dream is to be your ultimate one-stop center for all your financial needs.

  • Registered under Uganda Cooperative Act
  • Supervised by Uganda Cooperative Alliance
  • Annual general meetings for members
  • Independent external auditors
  • Digital member portal coming soon

Our Founders – The Pillars of MOYO SACCO

MOYO Cooperative Savings & Credit Society Ltd was built on the vision and sacrifice of these pioneering leaders. We honor their legacy and commitment to the community.

Hon. Peter Iku Dolo
Founding Member

Hon. Peter Iku Dolo

Founder & First Chairman

First Chairman, MOYO Cooperative Savings & Credit Society Ltd, the visionary leader of our inception.

Hon. Louis Amadra Opiku
Founding Member

Hon. Louis Amadra Opiku

Founder Member & First Vice Chairman

First Vice Chairman of the Board of Directors, MOYO SACCO, instrumental in the society's early governance.

Hon. Illi Denis
Founding Member

Hon. Illi Denis

Founder Member & First Treasurer

First Treasurer, Board of Directors, MOYO Cooperative Savings & Credit Society Ltd.

The Late Fred I.D Liri Imbadi
Founding Member

The Late Fred I.D Liri Imbadi

Founder Member & First General Manager

Served as the first General Manager of MOYO SACCO, laying the operational foundation for the cooperative.

Loan Repayment Calculator

Calculate your estimated monthly payments and total interest in real-time.

Monthly Repayment UGX 0
Total Repayment UGX 0
Total Interest UGX 0
Note: These figures are estimates. Final approval and rates are subject to credit review and SACCO guidelines.

Announcements

Stay informed with the latest news, policy changes, and events from Moyo SACCO.

Location Moyo SACCO Ltd Offices, Plot NO 10 Okudi Road in Moyo Town
Phone 0393 193 682
Email moyo_sacco@moyosacco.co.ug
Hours Mon–Fri 8am–5pm, Sat 8am–2pm
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